Debit card transaction fees

Card type VISA
Debit

MC
World		 VISA
Classic

MC
Standard		 VISA
Gold

MC
Gold		 VISA
Platinum

MC
Platinum		 VISA
Infinite

MC
World
Elite
Cash deposits Free Free Free Free Free
Mobile cash deposit
(with cards of PASHA Bank
and other local banks)		 Free Free Free Free Free
Money transfer and
"Card-to-card" deposit
transactions		 Free Free Free Free Free
Online deposit
to the card using
Portmanat.az and kassam.az
websites		 0.6% 0.6% 0.6% 0.6% 0.6%

Foreign currency transaction fees

Deposit
in AZN
to a foreign
currency
card

0.5%

0.5%

0.5%

0.5%

0.5%

Foreign
currency
deposits
to foreign
currency
card

Foreign
currency
deposit
to AZN
card

0.2%

0.2%

0.2%

0.2%

0.2%
Note: The exchange operation from the AZN card to foreign currency or from the foreign currency card to AZN, as well as from the foreign currency card to a different foreign currency, is carried out according to the official exchange rate of the “Central Bank of the Republic of Azerbaijan” on the day of withdrawal from the card account. In addition, a different exchange rate may be applied by the “International Payment Systems”.

Tax and
customs
payments
(excluding
GPP payments)

From
PASHA Bank
POS-terminals

0.15%
(min.
0.5 c.u.)

0.15%
(min.
0.5 c.u.)

0.15%
(min.
0.5 c.u.)

0.15%
(min.
0.5 c.u.)

0.15%
(min.
0.5 c.u.)

From
other
POS-terminals

0.2%
(min.
0.5 c.u.)

0.2%
(min.
0.5 c.u.)

0.2%
(min.
0.5 c.u.)

0.2%
(min.
0.5 c.u.)

0.2%
(min.
0.5 c.u.)

Administrative penalty

State duty

Other payments
to the state budget

Payments for the services
of state-financed
organizations (except
for GPP payments
and mobile payments
for ASAN service)

0.5%
(min.
0.3 c.u.)

0.5%
(min.
0.3 c.u.)

0.5%
(min.
0.3 c.u.)

0.5%
(min.
0.3 c.u.)

0.5%
(min.
0.3 c.u.)

For “Unique”
(betting games)
transactions

3%
(min.
2.50 c.u.)

3%
(min.
2.50 c.u.)

3%
(min.
2.50 c.u.)

3%
(min.
2.50 c.u.)

3%
(min.
2.50 c.u.)

Cash
exchange
transactions

From
AZN
to a foreign
currency

1%

1%

1%

1%

1%

From
a foreign
currency
to AZN

1%

1%

1%

1%

1%

From
a foreign
currency
to a foreign
currency

0.5%

0.5%

0.5%

0.5%

0.5%

Cashless
exchange
transactions

From
AZN
to a foreign
currency

0.5%

0.5%

0.5%

0.5%

0.5%

From
a foreign
currency
to AZN

0.5%

0.5%

0.5%

0.5%

0.5%

From
a foreign
currency
to a foreign
currency

0.5%

0.5%

0.5%

0.5%

0.5%

Withdrawals
from ATM
and POS-terminal
cash-backs

PASHA Bank
, Kapital Bank
networks

1%
(min.
1 c.u.)

1%
(min.
1 c.u.)

1%
(min.
1 c.u.)

1%
(min.
1 c.u.)

1%
(min.
1 c.u.)

In other
in-country
banking
networks

2%
(min.
3 c.u.)

2%
(min.
3 c.u.)

2%
(min.
3 c.u.)

2%
(min.
3 c.u.)

2%
(min.
3 c.u.)

In foreign
banking
networks

2%
(min.
4 c.u.)

2%
(min.
4 c.u.)

2%
(min.
4 c.u.)

2%
(min.
4 c.u.)

2%
(min.
4 c.u.)