Invoice Financing
Fast and profitable tool to finance the supply of goods and services without collateral requirement
About the product
Invoice based financing of Supplier’s accounts receivable.
If you are trading with a grace period, then invoice financing solution will help you to get finance right after the delivery.
Who can benefit?
B2B entrepreneurs (“business to business”) - who supplies goods and services to corporate clients (buyers) and accepts non-cash payments
Invoice discounting
The process of financing supplier’s accounts receivable
• Approval of financing limit within 2-4 days
• Provision of financing to the supplier on the same day of delivery (delivery - money)
Factoring
The process of financing supplier in which the supplier sells its accounts receivable to the Bank at a discount
• Approval of financing limit within 2-4 days
• Transfer of the right to receive account receivables to the bank from the buyer
• Provision of financing to the supplier on the same day of delivery (delivery - money)
• Low cost financing with comparison to invoice discounting
Express Factoring
Financing a supplier for the right to receive account receivables from accredited buyer
Advantages of Express Factoring:
• Approval of financing under the accelerated procedure - 1 day
• Payment period - 120 days
Advantages
Minimal package of documents and simple decision making and financing procedure
2% - 3% cheaper than traditional business - credit
No requirement for any collateral
With the proof of delivery supplier gets financed
How does the product work?
Provides a financial limit to the supplier
2-4 working days– factoring /invoice discounting
1 working day – express factoring
Delivers the product / service to the Buyer and issues an invoice
Applies to PASHA Bank for financing
Provides invoice financing
1 working day
Pays invoice to supplier’s account in PASHA Bank
Video
How to use?
Applies to PASHA Bank
Analyzes the application
Fast
Approves financing
Without collateral
Attractive %
Opens an account and receives financing (upon delivery)
Invoice Financing Calculator
Estimated disbursement amount, AZN
Other products of Factoring services
Apply or place a request
For additional information please contact PASHA Bank Business Centers, Contact Center at (994 12) 496 50 04 /*8123 or customer.care@pashabank.az email address.
