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Invoice Financing

Fast and profitable tool to finance the supply of goods and services without collateral requirement

About the product

Invoice based financing of Supplier’s accounts receivable.
If you are trading with a grace period, then invoice financing solution will help you to get finance right after the delivery.

Who can benefit?

B2B entrepreneurs (“business to business”) - who supplies goods and services to corporate clients (buyers) and accepts non-cash payments

Invoice discounting

The process of financing supplier’s accounts receivable
• Approval of financing limit within 2-4 days
• Provision of financing to the supplier on the same day of delivery (delivery - money)

Factoring

The process of financing supplier in which the supplier sells its accounts receivable to the Bank at a discount
• Approval of financing limit within 2-4 days
• Transfer of the right to receive account receivables to the bank from the buyer
• Provision of financing to the supplier on the same day of delivery (delivery - money)
• Low cost financing with comparison to invoice discounting

Express Factoring

Financing a supplier for the right to receive account receivables from accredited buyer
Advantages of Express Factoring:
• Approval of financing under the accelerated procedure - 1 day
• Payment period - 120 days

Advantages

Fast

Minimal package of documents and simple decision making and financing procedure


Profitable

2% - 3% cheaper than traditional business - credit

Without collateral

No requirement for any collateral

Financing limit increase as sales grow
Financing the Supplier right after the delivery

With the proof of delivery supplier gets financed

How does the product work?

1
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Provides a financial limit to the supplier

 2-4 working days– factoring /invoice discounting
 1 working day – express factoring

2
Supplier

Delivers the product / service to the Buyer and issues an invoice

Applies to PASHA Bank for financing

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Provides invoice financing

 1 working day

4
Buyer

Pays invoice to supplier’s account in PASHA Bank

Video

How to use?

1
Supplier

Applies to PASHA Bank

2
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Analyzes the application

 Fast

3
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Approves financing

 Without collateral
 Attractive %

4
Supplier

Opens an account and receives financing (upon delivery)

Apply or place a request

For a business with annual turnover up to 8 million

Are you a legal entity/private entrepreneur?*:

For additional information please contact PASHA Bank Business Centers, Contact Center at (994 12) 496 50 04 /*8123 or customer.care@pashabank.az email address.

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