Preferential state mortgageMortgage loan
Preferential mortgage loan issued from the funds of the MCGF
Apply
Up to 100,000 AZN
Loan amount
4%
Annual interest rate
Up to 30 years
Maximum term
30%
Down payment
₼
5 000 ₼100 000 ₼
year
1 year30 year
Monthly payment
334.19 ₼
Annual interest rate4%
Apply
The calculation is informative and may change depending on the final decision.
How can you apply for a preferential state mortgage?
1
Requirements
Check whether you meet the criteria set by the MCGF to benefit from a preferential mortgage
2
Electronic application
Fill out the online application form through the electronic mortgage system of the Mortgage and Credit Guarantee Fund and upload the documents
3
My trusted banking choice
After completing your application, select PASHA Bank in the bank section and sign the mortgage agreement
Terms and required documents
Loan termsRequired documents
Maximum loan amount
Up to 150,000 AZN
Interest rate
8%
Down payment
min. 15%
Loan term
Up to 25 years
Documents required for the initial application
- Copy of the borrower’s ID card
- Bank statement from the salary account of the borrower/borrowers (minimum 12 months)
- Salary certificate from the workplace of the borrower/borrowers (average monthly income indicating work experience, position, and main and additional income received during the last 12 months)
