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No collateral

Collateral may be required at the discretion of the bank in case the financials provided are not sufficient to make a decision

Decision is based solely on clients financials
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No bank visit needed Entire process from application to money transfer is online
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Up to 2 working days We will quickly review application and immediately send the decision

Get the best terms for your business

* Interest rate estimation is for information purposes only

Interest rate*
Monthly payment

Get money with ease

1
Fill the application
2
Submit the required documents
3
Apply and get decision up to 2 working days
4
E-sign the agreement and get your money on the same day
Documents

The Bank may require additional documents to review the application

Requirements
Bank statements (minimum last 12 month)

You can generate and download your bank statements in Excel and PDF format in your online bank

ASAN İmza How to get it?
Personal tax statement

You can get it by visiting
https://login.e-taxes.gov.az/login/

At least one year in business
Permission to receive credit history on the company and shareholders
Regular transactions on bank accounts
Shareholder's decision to get credit (for legal entities)
Positive credit history
Copy of excerpt from state registry (for legal entities)

The date of issue may be a maximum of 12 months before the date of application for a loan. You can get it by going to your https://e-taxes.gov.az through your account

Shareholders guarantee (for legal entities)
Loan purpose
Any business purposes
Currency
AZN
Loan amount
AZN 25 000 – AZN 250 000
Term length
from 3 to 18 month
Annual interest rate
16.5 – 19%
Fee (one time)
2% from the amount of loan
Credit format
A lump sum of credit is disbursed to a borrower's bank account
Collateral
No collateral

Collateral may be required at the discretion of the bank in case the financials provided are not sufficient to make a decision


Shareholder guarantee
Loan settlement
Annuity (equal monthly installments)
Prepayment penalty
If more than 3 (three) times of the principal part of the principal is paid in accordance with the schedule before the due date, a penalty of 5% (five) percent of the excess amount shall be imposed
Delay penalty
By adding 15% to the annual interest rate
Loan approval validity
30 days from the day of informing the client about the positive decision via email / sms or another channel

Enjoy the bonuses of using online banking

  • General information about loans
  • Daily tracking of interest accrued
  • Online repayment
  • Detailed credit account statements
Advantages

Any question?

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