Credit card with grace period issued by deposit guarantee offers the opportunity to make non-cash payments in trade and service enterprises, as well as on the Internet network, to withdraw cash from bank and ATMs. While making card transactions, grace period reaches up to 40 days (10th of the next month).

Visa Classic/MC Standard is presented as a gift for the credit line up to 5000 AZN/USD/EUR and Visa Gold/MC Gold card is issued for the credit line more than 5000 AZN/USD/EUR. The term of the gift card may be in a period of 1 year (for deposits of 3-12 months), 2 years (for deposits of 13-24 months) and 3 years (for deposits of min. 25 months), depending on the deposit period.